Fixed Rate Mortgages 30 Year Fixed Rate  Rate  APR  Points  7.375%  7.489%  0.000% 20 Year Fixed Rate  Rate  APR  Points  7.375%  7.520%  0.000% 15 Year Fixed Rate  Rate  APR  Points  7.000%  7.176%  0.000% Adjustable Rate Mortgages 30 Year Adjustable Rate  Rate  APR  Points  7.625%  7.735%  0.000% 20 Year Adjustable Rate  Rate  APR  Points  7.625%  7.766%  0.000% 15 Year Adjustable Rate  Rate  APR  Points  7.625%  7.800%  0.000% Rural Development Rural Development  Rate  APR  Points  7.375%  8.073%  0.000%